Privacy Policy

Openness and Transparency

Kulture Capital is committed to protecting your privacy and respecting your rights under applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA). By using this website or providing us with your personal information, you agree to and consent to the collection, use, and disclosure of personal information by Kulture Capital as set out in this policy.

Personal Information

Personal information is any information that identifies you or can be reasonably used to identify you. Kulture Capital may collect personal information including, but not limited to, your name, address, email address, phone number, and date of birth. This may also include credit information about credit you have applied for or received, such as repayment history, loan types, and amounts.

Collection of Information

Kulture Capital collects personal information by lawful and fair means. Where practical, Kulture Capital will collect personal information directly from you. We collect information that is reasonably necessary for our services and related business activities.

You may provide personal information in various situations, including when you:

  • Make an inquiry via email or phone;
  • Visit our website;
  • Submit an application or inquiry related to our products or services;
  • Apply for employment with Kulture Capital.

We may also collect information from third parties, such as partners who assist us in providing our products or services. These third parties may notify you at the time of collection that your information will be shared with Kulture Capital.

If you choose to remain anonymous or use a pseudonym while interacting with us, some services may not be available to you.

What Does Kulture Capital Do with Your Personal Information?

Kulture Capital may use your personal information for:

  • Providing our products and services, including those offered by third-party partners;
  • Internal management purposes;
  • Marketing activities, including promotions from our third-party partners;
  • Responding to your inquiries;
  • Assessing and processing applications, including credit risk assessment;
  • Any other purpose you have consented to; and
  • Compliance with legal requirements.

Disclosure of Personal Information

Kulture Capital may share your personal information with:

  • Third parties engaged to assist with the above purposes;
  • Organizations providing products or services used or marketed by Kulture Capital;
  • Any person or entity to whom you have consented to share your personal information; and
  • Any person or entity as required by law.

Access and Management

You have the right to access and correct your personal information. To request access to your information or to make corrections, please contact our customer service team. Kulture Capital may charge a reasonable fee for retrieving your information, but we will not charge for correcting it.

If Kulture Capital no longer requires your information for the purposes outlined, we will take reasonable steps to destroy or de-identify it. We take steps to protect your information from misuse, unauthorized access, or disclosure.

 

Cross-Border Disclosure

If Kulture Capital transfers your personal information to third parties located outside the U.S., we will take reasonable steps to ensure that it is treated securely and in accordance with this Privacy Policy and applicable U.S. privacy laws.

Your Rights Under the California Consumer Privacy Act (CCPA)

If you are a California resident, you have certain rights under the CCPA, including:

  • Right to Know: You have the right to request information about the categories and specific pieces of personal information we have collected about you.
  • Right to Delete: You have the right to request the deletion of personal information we have collected, subject to certain exceptions.
  • Right to Opt Out of Sale: Kulture Capital does not sell personal information, but if we begin doing so, you will have the right to opt out.
  • Right to Non-Discrimination: You have the right not to be discriminated against for exercising your CCPA rights.

To exercise these rights, contact us at info@kulturekapital.com.

Contact Information

For more information or to make a complaint regarding this policy, please contact Kulture Capital at info@kulturekapital.com. A senior team member will review your complaint within five business days and respond with the action(s) we will take.

Cookies and Online Tracking

Kulture Capital’s websites use "cookies" to personalize your online experience. You can accept or decline cookies, but declining cookies may affect your experience on our site. We may also use cookies and other tracking technologies to analyze trends, administer the site, and gather demographic information about our users.

Miscellaneous

Kulture Capital may update this Privacy Policy periodically. Any changes will be effective upon posting the revised policy on our website. Continued use of the website implies your acceptance of the updated policy.